Terms of Use Agreement

Veterans United (Last Updated: March 25, 2011)

Veterans United is not associated with any government agencies, including the VA.

This Agreement Helps Protect You

We strongly encourage you to read our Terms of Use Agreement. When accessing this website and any of its contents, you agree to be bound by the following terms and conditions. If you do not agree to the Terms of Use Agreement, you are not authorized to use this site.

Disclaimers

Veterans United tries its best to ensure the information on this website in its entirety is accurate. However, errors may occur. Veterans United reserves the right to make changes and/or improvements to this website at anytime. Furthermore, THIS WEBSITE AND THE INFORMATION, SOFTWARE, AND SERVICES ARE PROVIDED "AS IS". Veterans United AND ITS PARTICIPATING LENDERS DISCLAIM ANY WARRANTY OF ANY KIND. USE THIS WEBSITE AT YOUR OWN RISK. Veterans United AND ITS PARTICIPATING LENDERS ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR ANY OTHER INJURY ARISING OUT OF THE USE OF THIS WEBSITE. Veterans United is not responsible for any damages to property, including, but not limited to, worms, viruses, Trojan horses, trap doors, back doors, time bombs, cancelbots, or any other code or computer program that may interfere with the transfer of data or destruction to property.

Copyright, Trademark and Service Mark Notices

All contents on the Websites are: Copyright © 2004-2012 Veterans United, 2101 Chapel Plaza Court, Suite 107, Columbia, MO 65203. Veterans United is NOT affiliated with and government agencies, including the VA. Veterans United is brought to you by Mortgage Research Center, a VA approved lender, NOT affiliated with any government agencies, including the VA. We may share customer information with our trusted affiliates to assist you with you VA Loan.

Copyrighted Material

This site contains copyrighted material that is protected under the United States copyright laws. This includes, but is not limited to, any services, software, music, photos, videos, graphics, text, or other trademarked items on Veterans United. You may not publish, transmit, modify, exploit, copy, or participate in the transfer or sale of any created works in whole or in part except as permitted under copyright law.

We Won't Access Your Credit

Simply submitting your information on this secure site does not allow us to check your credit.

Loan Request Services

Veterans United (Veterans United) is owned and operated by Mortgage Research Center (MRC). In the event MRC is not able to help you with your request, your request may be transferred to another VA approved lender. When submitting a Veterans United loan request form you authorize Veterans United to provide your information to a VA approved lender. No credit check will be performed by Veterans United. You will receive a phone call from a VA approved lender, at which time you may be asked for additional information. At this time you will also be able to choose whether or not to give the lender verbal permission to check your credit.

Terms Applicable to All Loan Request Services

Veterans United does not endorse or recommend any specific products that may be offered by any of the lenders we share information with nor will we guarantee loan approval through any lender or any specific loan product. When deciding what loan product is best for you, it is up to you to use your own judgment. The lender you choose to do business with is solely responsible for the services they offer. You understand and agree that Veterans United is in no way liable for any costs or damages incurred while doing business with the lender(s) we share your information with. Furthermore, you understand that the lender(s) we share your information with may keep your loan request form regardless of whether or not they are able to qualify you for a loan.

The Veterans United website and the contents and services provided herein are available only in regards to real property in all fifty states and Washington, D.C. Loans will only be made on real property located in states where participants are licensed to conduct mortgage lending business.

No Charge to You!

There is no charge to you, the consumer, for using the services provided on this website. Veterans United is paid a fee by participating lenders for services provided. By using the services provided by the Veterans United website you are agreeing to the Veterans United/Lender compensation arrangement.

Dispute Resolution

Any claim or dilemma arising out of or related to the use of Veterans United shall be executed by arbitration. The arbitration shall be held before one arbitrator under the commercial arbitration rules of the American Arbitration Association. The arbitration shall take place in Boone County, Missouri except for main consumers for whom the location shall be designated at a location that is deemed reasonably convenient. This agreement provides that all disputes shall be resolved by binding arbitration. You, the consumer, forfeit all rights to go to court to defend or assert your rights. The consumer also forfeits all rights to bring class actions against Veterans United. By using the goods or services provided by Veterans United, you give consent to these restrictions.

Indemnity

You agree to indemnify Veterans United and its participating lenders from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this website, including without limitation any claims alleging facts that if true would constitute a breach by you of this Terms of Use Agreement.

Errors and Delays

Veterans United is not responsible for any errors or delays in responding to your loan request form due to inaccurate information provided by you, or any other reason beyond our reasonable control.

Other Terms

This agreement between you, the consumer, and VA Mortgage Center. Com, supersedes all prior communications, promises, or proposals, whether oral, written, or electronic. This agreement shall be subject to the laws of the state of Missouri. All rights not expressly granted are reserved.

Please Print and Retain a Copy of this Agreement for Your Records.

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